passwords that were given to the key loading functions were completely
ignored, at least in the ncipher code, and then we made the assumption
that the callback wanted a prompt as user argument.

All that is now changed, and the application author is forced to give
a callback function of type pem_callback_cb and possibly an argument
for it, just as for all other functions that want to generate password
prompting.

NOTE: this change creates binary and source incompatibilities with
previous versions of OpenSSL [engine].  It's worth it this time, to
get it right (or at least better and with a chance that it'll work).